10 Steps to building your home

Choose the right location its paramount

Location is paramount. Indeed, from the place where you have chosen to build your detached house depend not only your comfort (being close to schools, shops and railway tracks will greatly facilitate your life) but also the price you will be able to draw your property to resale.

In terms of finding the right place do not forget to regularly consult offers from local authorities, notaries and real estate agencies in your area.

Find the ideal terrain

As for the land itself, make sure it is well constructible. For example, it is strongly recommended that a geotechnical technician intervene to inspect the basement of the land you intend to offer. By their nature, some soils do not lend themselves to possible construction work, or even make them more expensive.

Moreover, no one is supposed to ignore the law, it is up to you to take note of the rules of local planning that apply. What is the maximum height allowed? What are the distances to be respected? Think also to check that the plot that makes you so much envy is not burdened with a servitude of public utility.

Develop a construction plan

If individual home builders usually have catalogs with predefined housing models, you can use an architect if you can afford it.

In any case, between the standards applicable to new buildings and the layout of rooms in the house, the layout of the plan must be impeccable.

Obtain a building permit

Unless you use the services of a builder, it will be up to you to take the necessary steps to obtain a building permit. To do this, you will have to submit a complete file containing various documents (site plan, mass plan of the buildings to be built, sectional plan of the ground and the construction, etc.).

Finance your acquisition at the best cost

Whether you were financing your own house, building your own home, or going to a bank to get a loan, like most French people, keep in mind that building a detached house usually costs more that you did not think. Because at the cost of the land and the cost of the construction work , it is necessary to add, certain “peripheral” expenses, such as the evacuation of the surplus lands or the connection to the electricity grid if the plot on which you have decided to go is isolated.

Trust the good builder

If you can opt for self-construction (in plain language, it is only you who will coordinate all the craftsmen who will intervene in the construction of your house) or for the use of a prime contractor (in this case, it is then a professional who is in charge of supervising the site for you, to check the assurances, the deadlines, etc.), it is most often to a builder. Indeed, self – construction involves many sacrifices.

Sign an individual contract

Because it mentions crucial elements such as the designation of the land to be built, the work to adapt to the ground, the description of the house, the date the building was opened, the period within which the dwelling the amount of penalties due in case of delay, the final cost of the house and the payment terms, the contract for the construction of single-family houses.

For information, between 2% and 5% of the total cost will have to be paid at the time of the signature of the contract of construction of individual house in order to be “blocked” in a dedicated account.

Finally, please note that the 7-day reflection period you have begins to run from the date of receipt of the reservation contract by registered letter with acknowledgment of receipt. Once this period has expired, it is at the notary’s office that the next signature will take place: that which will appear on the authentic deed.

Visit the site regularly

It is strongly recommended to visit the site regularly to check that the schedule is respected. A picture worth a thousand words, take a camera if necessary. If you have gone through a private home builder, you can theoretically visit your future home only before each call for funds. For info, this one corresponds to a stage of the construction.

And if you think the work does not go ahead, say that not only does the contract you have signed protect you (penalties not less than 1/3000 of the price per day of delay would be due builder) but also that in the event that a very work site quickly executed, the work could be sloppy.

Become owner

That’s it, you’re the owner! And now is the time to verify that the house that the builder delivered to you is in all respects in line with what was foreseen. If that were not the case, it would be up to you to make reservations. A holdback of 5% of the price may apply until the issued reserves are exercised. Know that you have the possibility of having you assisted by an expert who will help you to track any imperfections that you would not have noticed during your visits of the site. In the absence of an expert, you will have eight days to issue your reserves.

Remember that the handing over of the keys constitutes the starting point of the periods during which the different guarantees provided for in the CCMI can be activated.

Make your home

In addition to the “damage-work” guarantee that any individual who has his or her home built must take out and allow to speed up the repair of the damage you may have suffered, there are three guarantees essential to the protection of the owner:

  • The decennial guarantee, which lasts ten years from the date of receipt of the works and obliges the builder to repair any damage which would compromise the solidity of the house and its structure or make it uninhabitable.
  • The guarantee of perfect completion obliges the manufacturer to repair all the defects that have occurred during the year following the reception of the works, irrespective of their importance or nature.
  • The two-year warranty requires the replacement of any defective equipment within two years of receiving the work.